How to Set Up a Ledger Nano X: Step-by-Step (2026)

By ✓ Fact-checked

Hardware wallet setup has a reputation for being intimidating. It isn’t. The steps below take about 20 minutes. The only part that requires care is the seed phrase — don’t rush it.

Before you start

Step 1: Plug in and verify authenticity

Connect the Nano X to your computer via USB-C (or pair via Bluetooth with the iOS/Android Ledger Live app). The device will display a welcome animation.

Ledger devices run a Genuine Check — when you open Ledger Live, it verifies the device’s cryptographic certificate against Ledger’s servers. If the check fails, the device may have been tampered with.

Step 2: Set your PIN

Choose a 4–8 digit PIN. The PIN protects the device if someone physically gets hold of it. After 3 incorrect attempts, the device wipes itself.

Step 3: Write down your 24-word seed phrase

This is the most critical step. Ledger will display 24 words, one at a time, on the device screen.

Write each word down in order, on paper. Do not:

After writing, Ledger prompts you to confirm by selecting each word in order. This verifies you wrote correctly.

Store the physical paper somewhere secure. Many users use a fireproof safe. For high-value holdings, consider a steel plate seed backup (Cryptosteel, Bilodal).

Step 4: Install the Bitcoin (or Ethereum) app in Ledger Live

Open Ledger Live on your computer. Go to My Ledger → search for “Bitcoin” → Install. Each blockchain requires its own app. You can install multiple apps simultaneously up to the device’s storage limit (~100 apps on Nano X).

Step 5: Add an account and receive your first crypto

In Ledger Live: AccountsAdd account → select Bitcoin → follow the prompts. This generates a fresh receiving address from your hardware wallet’s keys.

Recommendation: Before transferring a large amount, do a test run:

  1. Send a small amount (e.g. $20 in BTC) to your new Ledger address
  2. Verify it arrives in Ledger Live
  3. Send it back to your exchange to confirm withdrawals work
  4. Only then transfer your main holdings

This end-to-end test costs $1–2 in transaction fees and eliminates the most common beginner mistake (wrong address type, wrong network).


Thinking about Trezor instead? Read our full Ledger vs Trezor comparison to see how both devices compare on security, coin support, and everyday usability before you decide.

Frequently Asked Questions

How long does it take to set up a Ledger Nano X?

Approximately 20–30 minutes for a first-time user, including downloading Ledger Live, generating your seed phrase, writing it down carefully, setting a PIN, and installing the Bitcoin app. Allow extra time — don't rush the seed phrase step.

Can I set up a Ledger on iPhone without a computer?

Yes. The Ledger Nano X connects via Bluetooth to the Ledger Live iOS app. Download Ledger Live from the App Store, follow the in-app setup wizard, and pair via Bluetooth. You'll still need to write down your 24-word seed phrase during setup — do this offline, on paper.

What happens if I lose my Ledger Nano X?

Your funds are not on the device — they live on the blockchain. If you lose the device, buy a new Ledger (or any BIP39-compatible hardware wallet), choose 'Restore from seed phrase' during setup, and enter your 24 words. Your full wallet will be restored. This is why protecting your seed phrase is more important than protecting the physical device.